Nordrheinische Ärzteversorgung (NÄV, North Rhenish Pension Fund for Physicians) is an institution of Ärztekammer Nordrhein (North Rhine Medical Council), a corporation under public law. It is subject to supervision by the Ministry of Finance of the federal state of North Rhine-Westphalia.
Statutory basis for NÄV is the Medical Care Act (Heilberufsgesetz) for the federal state of North Rhine-Westphalia.
Benefits are calculated on the basis of actuarial principles according to the “open funding plan procedure” (offenes Deckungsplanverfahren); this means that the contributions are aggregated for the later benefits.
Until now, almost all employed physicians with compulsory insurance have applied for exemption from statutory pension insurance. You can be exempted from statutory pension insurance in accordance with section 6 (1) sentence 1 No. 1 Social Code VI (Sozialgesetzbuch) in favour of NÄV in order to benefit from the advantages. The requirement for exemption from statutory pension insurance is always that a medical profession is practised.
For this reason, if you take up new employment, you must make a - new - application for exemption from the duty to insure under statutory pension insurance. According to the aforementioned judgment, this also applies to a change of position within an employment relationship, i.e. if a new position is taken up with the same employer but it differs from the position for which exemption was originally applied for. This applies always if there is a “major” change in the area of work. This is then affirmed in every case where medical work is no longer performed.
The decision on exemption is always made by Deutsche Rentenversicherung Bund (Federal German Pension Insurance), so that NÄV is unable to give binding information on the ability of a type of work to be exempted.
We forward your application with the required mark of confirmation immediately to statutory pension insurance. It will then issue you with a corresponding notice of exemption
- with backdated effect to the start of the relevant employment relationship, if the application for exemption is received by NÄV within 3 months of the commencement of this employment, or
- from the date of receipt of the application for exemption by NÄV, if the above 3-month period has expired.
Contributions which were paid to the statutory pension insurance fund before the date of exemption cannot be transferred to NÄV. If contribution periods are shorter than 60 calendar months, it may be possible to receive a refund of the employee share on written application.
An application for refund can be made 2 years after the cessation of the insurance obligation at the earliest. The sum refunded by the statutory pension insurance can be paid into NÄV within six months of being disbursed.
Accordingly, exemption from the statutory pension insurance in favour of NÄV is possible.